Checking
We offer several different checking accounts to meet your needs.
The Nest Egg
Start Saving for Your Dream Home Today
Earn interest, access your funds penalty-free, and you could receive up to $1,000 in closing cost credits when you’re ready to buy!
What is The Nest Egg - Homebuyer Savings CD?
A smarter way to save for your home.
The Nest Egg Homebuyer Savings CD is designed to help you build your down payment while earning interest—without locking up your funds when you need them most.
When you're ready to purchase your home with Exchange Bank, you can withdraw your savings with no early withdrawal penalty and receive valuable closing cost credits.
Start Saving for Your Dream Home Today
Saving for a down payment can feel overwhelming. Our Nest Egg Homebuyer CD helps you build those savings while rewarding you when you're ready to buy.
✔ Save specifically for your future home
✔ Withdraw funds anytime for your home purchase with no penalties
✔ Receive $500 toward closing costs when you finance your mortgage with us
✔ Receive an additional $500 toward closing costs when you open a checking account with direct deposit
Start building your Nest Egg today and take the next step toward homeownership.
$1,000 lender credit available for eligible new home loan applications. Subject to credit approval, property eligibility, and underwriting guidelines. No early withdrawal penalty applies when CD funds are used for a mortgage closing at Exchange Bank. Earn $500 at closing, plus an additional $500 when you maintain a direct deposit checking account at Exchange Bank for 90 days prior to closing. Credit applied at closing; not valid for down payment, prepaid items, or cash back.
