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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Exchange Bank and Trust Company

Statement of Condition

At the Close of Business - March 31, 2026


Resources Liabilities and Capital
Cash and due from Banks - $8,481,666.88 Deposits - $391,156,673.68
Investments - $87,852,008.37
Other Liabilities - $5,423,337.08
Loans Net of Reserves - $313,743,519.28

Other Assets- $23,121,227.15
Equity Capital - $36,618,410.92
Total Resources - $433,198,421.68 Total Liabilities and Capital: $433,198,421.68

Officers (*Directors)


Directors


  • Juana B. Hall - Hall Properties
  • Tracy E. Morgan - Attorney at Law
  • Aaron Wilson - General Manager - Wilson Auto Family
  • Wesley Brorsen - Owner Brorsen Ranch, LLC

Officers


  • *Charles R. Hall - Chairman of the Board
  • *Zack Hall - CEO/President
  • *Andrea Bendele - President Stillwater Market
  • Connelly Wade - Executive Vice President/Senior Lending Officer
  • Deah Sharp - Senior Vice President/Internal Auditor
  • Brian Vowell - Sr. Vice President/Chief Credit Officer
  • Guyla Workman - Vice President
  • Robin Dye - Vice President
  • Nicole Prince - Vice President
  • Rick Arterberry - Vice President
  • Tracy Anderson - Vice President of Operations
  • Kristy Jobes - Vice President/System Admin
  • Will Andrews - Vice President
  • Kassy Groom - Vice President/Cashier
  • Jonny Rogers - Vice President
  • Tanner Burton - Vice President/Main Street Branch Manager
  • Joel Hall - Chief Technology Officer
  • Jeannie Layes-  Assistant Vice President
  • Amy Chenowith - Assistant Vice President
  • Angela Abney - Assistant Vice President/Corporate Secretary
  • Jill Hansen - Assistant Vice President
  • LeighAnn Noll - Asst. Vice President/HR Director
  • Katie Tearney - Assistant Vice President 
  • Chandler Bocox - Assistant Vice President
  • Cassie Zrust - Assistant Vice President/Stillwater Retail Manager
  • Nacey Egner - Assistant Vice President 
  • Stephanie Fierro - Assistant Vice President 
  • Chelsi Clark - Assistant Vice President
  • Shannon Condit - Assistant Vice President/Compliance & BSA
  • Michelle Allender, Asst. Corporate Secretary

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