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Exchange Bank and Trust Company

Apply For A Home Loan

Let's Get Started!


Applying for a Home Loan has never been easier! Our online Residential Mortgage Application is mobile friendly and can be viewed and accessed from a tablet or smartphone! You can review the loan status, meet critical deadlines, review requested items and monitor closing details by logging in. You can also upload requested documents to our Home Team securely and with ease. Ready to get started?? Click the button below...



Credit Report Information


In order to process your mortgage loan application and determine your loan eligibility, Exchange Bank is required to run a credit report. A non-refundable credit report fee of $174.00 will be charged to obtain your credit history from the 3 major credit bureaus (Equifax, Experian & Trans Union).

 

We offer several safe & secure ways to pay the fee...

FEE-FREE: CASH, CHECK or DEBIT.

If you want to pay with a debit or credit card, please click the button below...
We impose a surcharge of 2% on the transaction amount on credit card products, which is not greater than our cost of acceptance.
 
 
Obtaining your credit history does not constitute a commitment or offer to lend.

 

 

Not Ready To Apply?


Call Our Home Team Now!


EXCHANGE BANK HOME LOANS- Stillwater

310 N. Main Street
Stillwater, OK 74075
Phone: 405.743.6001

Monday through Friday: 8:00am to 5:00pm
Saturday: By Appointment


EXCHANGE BANK HOME LOANS- Perry

523 Delaware
Perry, OK 73077
Phone: 580.336.5531

Monday through Wednesday & Friday: 8:30am to 3:00pm
Thursday: 8:30am to 5:00pm
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Home Loans


We offer a wide variety of mortgage loans, including Conventional, FHA, Rural Development, and more.

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Checking


We offer several different checking accounts to meet your needs.